Short Term Disability insurance can replace part of your income if a qualifying disability keeps you from working for a short time (120 days or less). It pays 66.67% of your pre-disability earnings, up to $1,500 per week.
All benefit-eligible employees qualify for short-term disability. USU pays a portion of the premium, so you only pay $4.50 per month. If you do not enroll in short-term disability as a new employee, you will have another opportunity during open enrollment. Enrolling during open enrollment means you will be subject to an Extended Benefit Waiting period of 60 days during the first 12 months of coverage for a disability caused by physical disease, pregnancy, or mental disorder
If you suffer a qualifying disability, your benefit waiting period is the length of time you must be continuously disabled before you can begin receiving your weekly benefit. The benefit waiting period is 14 calendar days or 10 work days for accidental injury, physical disease, pregnancy, or mental disorder.
By following these steps carefully will help ensure your leave and benefit claims are processed smoothly and in accordance with university policy.
Benefit Summaries & Flyers